One Secular Coffee, Please

Some people would say that I am blessed to be living in a small town like Leavenworth, Kansas. Well, that is part of the problem. The fusion of retail business and religion is problematic everywhere, but especially so in rural areas where consumer choices are limited. Proprietors do not think twice about how their messages, subtle or overt, are received by others outside their denomination.

I recently posted the above image on social media, and while there were sympathetic comments, other remarks were quick to defend the coffeehouse. Some did not believe it was an issue at all. Personally, I wish it were not a consideration, but being a “citified” person, willingly subjected to a variety of influences, I cannot escape a feeling of unease.

We supposedly have a separation of Church and State in the U.S., though the line is becoming increasingly blurred. We need the same divide, though, when it comes to the church and business, and between church and public education. I am reasonably confident that God desires the collective good, no strings attached. I am a lot less sure that is the case from a religious perspective.

Let me state for the record that I have no objection to any individual’s right to subscribe to any religion. That is, in fact, a freedom worth defending. I would, however, prefer that you keep your beliefs to yourself in your public interactions, unless someone asks you about them. Even then, you have a right not to disclose.

The unfortunate state of affairs is that religion has consciously decided to marry politics to influence government, espousing agendas that are outdated and discriminatory at best, but often hate-inciting and oppressive. It is at the point that Christian Nationalism is now a widespread desire, fueling divisiveness the likes of which we have not seen in recent history.

Even more passive denominations are now so stained by the footprint of extremists that many of us have given up on making the distinctions. Your “good intentions” trigger all the bad connotations. They send a signal that you may not be friendly to non-believers, or vulnerable demographics like the LGBTQ community, for example, let alone Muslims, Hindus, maybe Jews, and people of other faiths. “Jesus is Lord,” on my receipt? Really?

Many religious people think there is no place that should be exempt from proselytizing. I disagree. Maybe there needs to be a law in the town charter or something that at least compels a business to overtly disclose the religion of its owner, and have it publicly displayed on the door or front window.

”Oh, no,” business owners would cry, “we could lose business if we had to disclose our religious affiliation!” Thank you for making my case. If you are so proud of your beliefs, why hide them at the bottom of the invoice? You want to take my money until I’m on to you.

I’ve patronized this coffeehouse for about two years, but only noticed this statement on my last lunch. I feel like I’ve been had, like I was tricked into endorsing something I don’t subscribe to and, by proxy, funding whatever religious causes the establishment donates to. I’m embarrassed as well as disgusted. There you have it, full disclosure of why this kind of thing irritates me so much.

Something else you should know: I am not a diehard atheist. It took me a while to figure out that religion and God are not the same thing. I thought I didn’t like God, but it turns out that what I really find troublesome is the religious interpretation of God. It would be like figuring out that you thought you hated democracy, but what you really have a problem with is (liberal) Democrats. Well, shoot, thanks for weakening democracy with the Republican candidates you vote for. In short, religion is in many ways ruining God’s reputation.

I can walk downtown to this locally-owned coffee shop, and to the other one for that matter, but both are owned by highly religious people. I am now left with a national chain that is not Starbucks, but the walk is longer and there is no place to sit once I get there. I suppose that is the penalty for adhering to one’s beliefs.

The Impossibility of Money

It should be clear by now that our current monetary systems are failing us, or at least the vast majority of us. It has reached the point for me, personally, where I am questioning the very existence of currency, let alone how it behaves. As long as we accept the contemporary and historical paradigm, we are unlikely to generate positive change (and I’m not talking about coins).

I can’t get over the irony that money is called “currency,” evoking the word “current,” as in something that flows. That is not what happens in our economies. Currency gets backed up behind the dam(n) of capitalism, hoarded by a tiny minority.

Cryptocurrency was, to me, an off-putting concept from the beginning, but I only recently figured out why. While the idea of alternative forms of transactions is attractive, this is not the answer, for many reasons.

The currency of my livelihood is words, so I am disappointed in myself for not immediately recognizing the obvious. “Crypto” is Greek for “hidden,” as in cryptozoology, the study of sasquatch, the Loch Ness Monster, and related legends. Fascinating, but there is not widespread subscription to the idea, kind of like cryptocurrency. The last thing we need for our economy is more hidden currency. We already have offshore bank accounts and other tax havens. We need total transparency in matters of money.

The energy demands for running blockchain are another reason for concern. The server farms consume massive amounts of electricity for their operation. The same can be said for generative AI (Artificial Intelligence), and data mining, too. Such large server farms are also incredibly loud, running twenty-four hours, seven days a week, generating noise complaints along with Bitcoin.

Beyond the energy-intensive aspect, cryptocurrency has other shortcomings. It has yet to be widely accepted by retail businesses. It requires technology that is still inaccessible to many, by choice or by reliability of internet service providers. Don’t get me started on NFTs (Non-fungible Tokens). Lastly, there is understandable consumer skepticism over crypto’s validity, valuation, and sustainability.

The most attractive attribute of cryptocurrency might be the perception that it is somehow subversive, a way of undermining conventional capitalist models. It’s complex nature and dependence on technology ensure that it will likely remain the domain of a different, tech-savvy minority. Perhaps it is the “snob appeal” I am mistaking for subversion.

A truly viable alternative currency will have to come from the bottom up, designed for communities of all levels, from local to global. As it stands now, we have currency of an arbitrary value, determined by a select minority, and that is demonstrably unsustainable, at least in the environmental sense. There exists a different model that might serve as a template.

The currency of the natural world is energy. It has an absolute, invariable value. Can energy be hoarded? Not permanently, and certainly not generationally. Various organisms are able to store energy to use during hibernation, metamorphosis, and other stressful processes and circumstances. Otherwise, energy cycles freely, allowing the proper functioning of ecosystem transactions.

The challenge of emulating a natural model is to do so without the attendant predatory and parasitic forms of energy exchange. We have that in spades in the capitalist model, and the trend is toward exacerbating that pattern rather than nullifying it.

The true revolution in currency will have to be organic. The leadership for it will probably come from Indigenous peoples, provided we allow that, and can forge alliances with labor and consumer unions. Existing models for localized currencies might help inform such a movement. Promoting interest in, and subscription to, credit unions and cooperative businesses will only enhance the effort.

The incentives for promoting blockchain tech are still profit-driven, as opposed to even trying to balance the common good. I think I have more faith in the imagination of artists to take us in a positive direction here. Pair that brand of creativity with economic and social justice disciplines, and we might be able to get something truly equitable. Finally.

The Changing Conversation Around Invasive Species

Recently, the debate about invasive species has become more polarized than ever, with a degree of defensiveness and anger not seen previously. The reasons for this are many, some difficult to admit to.

Chinese Clematis may be invasive, but it deserves a less bigoted name.

I attended a webinar a few weeks ago in which the presenter asserted that “invasive species” is a “militarized term.” My instinctive reaction was that this was accusatory, bordering on defamation of science, when there is clear evidence that the introduction of a species to a new ecosystem can have devastating consequences.

Spongy Moth is still a bonafide forest pest, but now has a more appropriate moniker.

Pondering his comment further, it occurred to me that most of the animals, and plants, we label as invasive have some sort of obvious and negative economic impact. We have, as a consumer culture, become conditioned to frame everything in terms of business and monetary interests rather than ecological concerns. This has become more complicated by angst over climate change, and the resulting vulnerability of humanity to emerging threats, be they viruses or “murder hornets.”

© Yasunori Koide and Wikimedia Commons. Asian Giant Hornet only "murders" in the beehive, but is a serious threat to apiculture because of that proclivity.

The sudden, and/or overwhelming appearance of a novel organism is going to cause alarm, and the public seldom has comprehensive, appropriate knowledge for interpretation of potential impacts. We are at the mercy of what news outlets tell us. Because traditional print, radio, and television media now compete with social media, sensationalism is the order of the day. “Click bait” banners prevail over more accurate but less provocative headlines.

© Kim Fleming and Bugguide.net. Joro Spider, Trichonephila clavata, is not currently considered invasive.

Initial forecasts can also be premature. The jury is still out on whether some recently-introduced species will become problematic. They may not. The Joro Spider is a case in point. It is locally abundant in some parts of the southeast U.S., but whether this translates to a displacement of native spiders remains an unanswered question.

We collectively have a fascination with heroes and villains, too, and there are no more menacing villains than alien-looking insects, spiders, and other arthropods. Fantasy melds with reality and it becomes difficult to separate the two if you are not scientifically literate, or have a business model that demands public hatred of a particular creature.

© USDA ARS, public domain. Spotted Lanternfly, Lycorma delicatula, adult and nymphs. This species is a potential agricultural pest of serious magnitude.

In opposition to nativism is the idea that there is no such thing as invasive species. After all, man is part of nature, and therefore our actions are natural processes. The outcomes of those activities are circumstances to which we, and other species, will adapt.

It may be no coincidence that a backlash against the idea of invasive species is more evident now that we are recognizing, and attempting to mitigate, a history of colonialism. A convincing argument could be made that White settlers are the original invasive species. Here, in North America, we annihilated and displaced Indigenous members of our own species. We enslaved others. To this day we continue missionary work and other forms of colonialism. Therefore, the idea of invasive species becomes one of self-loathing, certainly an eventual threat to White supremacy and privilege. White people do not want to see themselves as villains.

Meanwhile, we demonize human immigrants and refugees as criminals and threats to domestic labor pools. We clamor for the closure of borders to our fellow humans, but allow our boundaries to be permeated by everything else. Not that human-imposed boundaries reflect natural ones.

The Cross Orbweaver, Araneus diadematus, is an example of a naturalized arachnid in North America.

Scientists have an uphill battle in resolving these opposing perspectives and initiating constructive dialogue. Looking to the past we see how some species from foreign lands have become “naturalized” over time, becoming innocuous additions to our flora and fauna. The average citizen may be shocked to learn that dandelions are not native to the U.S. They have become a fixture in our lawnscapes, even if we are instructed to use weed-killers against them.

Myrtle Spurge, aka "Donkeytail," Euphorbia myrsinites, is classified as a noxious weed in some jurisdictions, but not everywhere.

What is lost in all of this is attribution of the modern problem of invasive species to global consumer culture. Historically, human colonists brought other species with them as a guarantee of food and other necessary resources when venturing into unknown territory. Soon after, those species and their products became valuable in trade, a way to establish meaningful and positive relationships with Indigenous peoples, or other settlers. The pace of travel was slow, and the scale of enterprise miniscule compared to twenty-first century business.

Today, we mostly covet plants and animals of far-off lands. Plants, especially, can harbor potential insect pests. Thecontainers used to transport international commerce are frequently occupied by insects, rodents, and other organisms. We seldom make that connection between our consumer habits and the state of ecosystems around the world.

Captive Reticulated Python. Release of unwanted Burmese Pythons into the Everglades by irresponsible pet owners has been....problematic.

We cannot turn the clock back, but we should make more informed and conscientious individual choices in the marketplace. We should promote the welfare of Indigenous peoples, and actively seek their counsel and leadership in crafting a world better able to withstand climate change. A permanent end to colonialism would not be a bad thing, either.

Resurrecting Hope

Is there anything left to be said in the wake of yet another mass murder event in the U.S. that can be helpful? Probably not. Maybe I should shut up. I have less and less energy, and enthusiasm for life every day, but the last thing we need are discouraging words, because that is what domestic terrorism thrives on. Somewhere between thoughts and prayers and conspiracy theories lies truth and constructive action.

By now it should be abundantly clear that our lawmakers, at least the majority, have no interest in the safe education of our children. Indeed, part of the agenda is to abolish public schools such that only wealthy families have access to education through private schools. The goal appears to be a largely uneducated population of unquestioning consumers, and a powerless labor pool for production that is not already automated, or outsourced to foreign countries.

Maintaining and increasing power and wealth within a small circle of elites is at the heart of every level and category of governance, from legislation to executive to judicial, local to federal. It is obvious that there is no sacrifice too great, including the preventable deaths of children and teachers, to ensure the established power structure persists.

Every social media post and tweet that claims voting does not matter, that nothing can be done to stem the tide of blood, is another victory for these “leaders.” We are conditioned to be apathetic, lazy, armchair activists at best. Please repeat the same trite, tired, worn-out pleas and rhetoric so that indeed nothing changes. Submit, surrender, accept your reality of death, poverty, and despair. You have streaming services on your phone to distract and comfort you….

Do not be deceived. There are ways you can make an impact. Be brave. Change your habits and set an example others can live by. What I am asking is that you make some difficult decisions, but none of them are irreversible.

Do you have a firearm? Ask yourself whether you truly need it, especially if you have curious children in your household. Give serious consideration to surrendering it. My late father had at least one handgun. I should have insisted that it be taken away from him as soon as the full scope of his dementia became apparent. I’m grateful nothing catastrophic happened, and the pistol was turned over to police upon his passing.

As much as possible, drop out of the corporate economy. Patronize local businesses instead. Eat at local restaurants, tip as generously as you can.

Do you have an investment portfolio (mine is modest, through inheritance)? Make sure you divest any shares in corporations that manufacture or sell guns, that are guilty of crimes against labor, the environment, and/or consumers. Get a new financial advisor if they balk at your standards.

Voting does matter, as it remains one of the few avenues to influence lawmaking; but running better candidates is even more important. Consider running yourself, and/or promoting the candidacy of people in marginalized demographics (Black, Hispanic, Asian, transgendered persons, non-binary, LGBTQ+, truly middle-class and below). I guarantee you that our general population will be better off. Beware, however, of individuals seeking to increase their own power and wealth by aligning with power brokers in either party, or those with an existing high profile as a celebrity.

Here is a hard one: Consider changing or abandoning your religion. That is not the same thing as surrendering your faith, or a belief in God. At least re-evaluate the ethics of your church, sect, synod. Are they in favor of limiting the freedoms of others, especially women? Do they discriminate against agender, transgendered, and/or LGBTQ+ people? Do they want to deny their right to exist? Do they support continued colonization via missionary work? Do they align themselves with the more destructive aspects of any political party? Any “yes” answer here should be a red flag. What good are freedom and charity if we pick and choose who receives them?

Dismiss me as a grumpy old man if you wish, but I am not going to take up arms, or an attitude, to “protect” myself from changes that are long overdue. I am in no way threatened by the idea of true equality, justice, and freedom for those my race, gender, and ancestors have abused for centuries. The biggest part of my White privilege is the obligation to repair the damage to the best of my ability. If that makes me an “apologist,” “race traitor,” or some other epithet you are compelled to apply to me, so be it. I’ll wear it proudly.

Soul Purpose

You do not have to be religious, nor even spiritual, perhaps, to recognize that there is a part of your being that is completely independent of everything tangible and external that others perceive about you. If you are of a theological persuasion, then please take time to reflect on whether that internal identity squares with your chosen denomination. Then, act accordingly.

Do you know what is not white, black, brown, red, yellow, male, female, or non-binary, gay, straight, queer, or other, young or old, rich or poor, democrat, republican, independent, libertarian or anarchist? Your soul. That’s right, your soul is none of these things, and that is not an exhaustive list. Those external qualities are immaterial to your central persona. Your soul can only be corrupted if you allow it to be, if your mind and body do not fuse with your purpose, your innate sense of peace, justice, equality, and connection to all other species.

There is no shortage of influences that can conflict with our soul. We are biological entities, and that immediately entails a mind that can be bent, a body that can be compromised. We are inherently social animals, and vulnerable to coercion, brainwashing, and other tactics designed to benefit others at the expense of ourselves. We fall for distractions from the more important concerns of the day, losing ourselves in entertainment and “coping” mechanisms like alcohol, tobacco, drugs, gambling, and other vices.

Civilization has erected economies with the sole purpose of aspiring to, and attaining, gratuitous material wealth at the expense of whole classes of the citizenry. Economics dictates what is acceptable as an avocation based again on external characters of race and sex. We demand that women bear children because the economy needs more consumers, whether or not those children ever amount to anything “productive.” After all, we outsource and automate the production side. Women are also considered servants of men. We expect black people to serve us through entertainment professions: athletes, musicians, actors, and comedians.

While the private, business sector has made clear its rules of social order for the benefit of overly-privileged straight, white males, the public sector of government has largely agreed with, and reinforced, those parameters. We have yet to ratify the Equal Rights Amendment (ERA) for women. Laws and legislation continue to ignore the poverty, mass incarceration, environmental injustice, voter suppression, unemployment and underemployment, and crime that plague entire communities of people of color (not an exhaustive list of woes). In many instances, laws are passed that make matters worse.

Religion should be a savior, or at least a voice of reason, insisting that all of “God’s children” are created equal, but too often the church is mute when it comes to demanding reform. The Bible, like the Constitution and economic theory, is now revealed to be insufficient for a more complex age where the meek are finally asserting their God-given rights. Of course we are going to adhere to outdated rhetoric if it continues to preserve conditions that allow us, personally, to prosper in terms of financial and social rank.

Are police going to stop killing black people? Are we going to stop believing this is “justifiable” use of force? Only when we start seeing through to our souls. When we stop assuming anything based on perceptions of exterior presentation, and preconceived expectations of what is “permissible,” we will begin to advance. We have to start by looking at ourselves that way. A mirror reflects only the body, our occupation merely reflects our current economic role.

Our mind is the closest thing to our soul, and we must free it from undo influence. That may well require economic sacrifice, even hardship, to honor what our soul insists upon. Your life purpose may have nothing to do with your career. In fact, that is probably the case for everyone if our “soul purpose” is to architect a more fair, sustainable life for every human being, and for all species. If that is not your personal answer to your life’s purpose, let’s hear your rebuttal. Our collective dialogue must begin to transcend everything we have come to believe defines our very existence because right now we are denying the existence of others.

Writing Wishful Fiction

I confess that I have always looked down a little on fiction writers, perhaps because I know something about insects and how their natural history often rivals or exceeds anything our imaginations could conjure. Consequently, I never seriously entertained the idea of writing fiction myself. Then I realized that every time I write a comment on social media, or publish a blog post about how I wish the world was, instead of how it is, I am doing precisely that: writing fiction.

Never could I craft a novel about some dystopian future, I think we are already living that. I write in part to fend off depression and articulate rage, not plunge deeper into it. I want to provoke, get people to think outside the institutions that they have relied on to guide them through life. Every human institution, be it government, business, religion, or education, is deeply flawed. They all create belief systems that support aspirations of material wealth, rewarding greed, and then “educate” us on why it can be no other way.

The more I age, the greater the urgency to put out my ideas and viewpoints before I die; and most days I feel like I cannot die fast enough. The truth is that I would rather be living in a different time. One thing education has taught me is the “history” in “natural history,” and now I know what I am missing. Carolina Parakeet. American Chestnut, and on and on. All species matter to me, but how can we get there if we cannot respect all of our fellow Homo sapiens?

There is a certain degree of fear to be faced in being true to yourself, let alone publicly articulating your interpretation of the world. Most of us shut the door too quickly on unsolicited views that disagree with what we have grown-up with, and feel threatened by anything contradictory. Some respond with verbal or physical hostility to new ideas. We are seeing that now with the disgusting backlash against those who are, finally, forcefully asserting their rights as human beings and citizens fed-up with oppression in every form it has taken.

I used to feel fortunate to have been born white, male, and a citizen of the United States. I no longer find much pride in any of those circumstances. Privilege is now a burden, a shame, but it should be. I have accrued my status less by what I have achieved, than by what others have been deprived of. Higher still are those on social and economic pedestals that require reinforcement through deprivation of those beneath them. Do they not see they are eroding what is supporting them?

Our cultural evolution should be far more advanced than it is, but in America at least there are orchestrated attempts to halt it, if not return to less enlightened times. Those that long for the comfort and consistency of discrete norms and gender roles and monochromatic populations are doing a disservice to all people, including themselves.

The time for dreams and other wishful fiction must end now. Those positive products of our imagination demand to be transformed into action and tangible benefits for all. I think I am pretty good at spitting out ideas and concepts, not very good at implementing them. You? We do not each live in a vacuum. Time to make connections and complement each other’s strengths to achieve things greater than we could without cooperation.

Here is an exercise for you. Make a list of things you cannot live without. It should be pretty short unless you list family and friends individually. I hope it includes other living things, too, and clean water, healthy food, affordable shelter, healthcare, and lifelong opportunities for education. Freedom of expression. That is about where my own list ends. Now make a list of everything you are willing to sacrifice so others can have the things you can’t live without.

Demand better, please, of yourself, and of those who represent you in government, religion, and business. Connect more with those “different” from yourself and you will quickly realize you have more in common with them than the elitist class you have always been instructed to aspire to. We deserve better than the ephemeral taste of mere material success.

Reverence For The Wrong Thing

Since about the dawn of civilization, depending on where you place that on the timeline of humanity, our species has claimed divine relationships, yet held a far less righteous agenda. Prior to that, when there were fewer of us, scattered farther afield, conflict was rather rare, resources abundant, and sentiments towards other populations relatively benign. Those phenomena out of our control we assumed were the doings of gods, and we had proper reverence for them. Salmon runs. The wet season. Our lack of knowledge kept us in our place: frightened on the one hand, grateful on the other. My how times have changed.

The consequences of our changing social and cultural climate have resulted in divisions and hostilities we should have averted, but must now devote considerable resources to mediate, repair, and end. This is not going to be an indictment of science, but a reminder of our animal nature, our ability to overcome it, and a plea for a shift in focus.

…. we revere religion above God. We hold sacred our technology instead of creation. We aspire to material wealth instead of peace, enlightenment, and humility.

As biological entities we are selfish organisms, like any other primate, mammal, or even insect. We have to be that way if we want to perpetuate our genes. Science has revealed that we are not as special a species as we would like to think, and we react angrily to that notion, especially if we are of certain religious persuasions. We should find joy and solidarity in our fundamental instincts and shared physiology with other animals, yet we actively deny it instead. This attitude serves not the Creator, only our own ego.

Today we revere religion above God. We hold sacred our technology instead of creation. We aspire to material wealth instead of peace, enlightenment, and humility. Do you sense the pattern here? God is good. Religions, at least the militarized ones? Not so much. If you are fighting your holy war with anything more violent than battle hymns, you have pretty much broken your covenant with God and taken up with the Devil. The means of asserting your rights have violated your belief system. Your definition of God becomes “warrior” if not executioner, or plain thug. No one considers God villainous until their religion needs It to be.

Religion, we should remind ourselves daily, is a human institution, and as such serves a human agenda, not a heavenly one. We conveniently interpret scripture, from whichever source applies, to uphold the favor of our race, our male sex, our male gender, our perceived dominance over other human individuals and populations, as well as other species. God is most certainly not a specific race, sex or gender, nor even a species. Other living things have souls, or none of us do. Why create a living being and then not give it a soul? Religion has created more atheists than science ever will because of its insistence that we are somehow a product of greater divine attention than anything else.

One aspect of humanity that does make us unique is our ability to recognize ourselves as animals, with all that this implies, and yet behave in ways that avoid obvious self-interest. We can put others of our species, or our entire species, ahead of ourselves if we so desire. The more specialized we become as individuals, too, the more it behooves us to preserve our collective diversity. To put it another way, the less well-rounded we are in tasks, knowledge, and social interactions, the more we need others to cook for us (speaking personally here), solve complex problems, and resolve large conflicts, to name but a few important skills.

”…. meaningful change will happen from individual choices made daily in the marketplace, the workplace, the church congregation, the public agency, the private enterprise, and the personal household.

If our human diversity is so vital to our collective survival, then why are we still at war, why is there still racism and other forms of discrimination, and why does poverty exist? If we have the capacity to acknowledge the negative ramifications of purely selfish acts, why are we so reluctant to be altruistic, charitable, and accepting of each other? Simple, and yet complex. The human institutions we have created for the organization and advancement of our species have proven terribly vulnerable to corruption, abuse of power, and other inhumane and criminal actions. Government and business and religion are all rife with atrocities that amplify our worst individual tendencies. Politics compounds the dissonance created by the other three institutions, framing everything as an us versus them scenario.

How do we overcome? Some advocate anarchy or libertarianism. Others see democratic socialism as the answer. Ironically, perhaps, meaningful change will happen from individual choices made daily in the marketplace, the workplace, the church congregation, the public agency, the private enterprise, and the personal household. Choosing to reward your definition of excellence, asserting your right to freedom from violence and discrimination, and committing to a better understanding of others will be how we solve our most intractable problems. Speaking honestly and authentically, and doing our best to withhold judgment of others, is the process.

Celebrate the right things, resist the temptation to confuse the divine with the human. Hold yourself to higher standards. Be critical of your own choices not only in the voting booth, but in products and services. Spend as much time as you can listening without speaking. Admit your mistakes and squelch the impulse to put down others for theirs. Realize you are going to fail, repeatedly, until all of it becomes second nature. Forgive yourself in the meantime.

Can Stacey Cunningham Humanize Wall Street?

© Interpretingthetimes.com

No. I could leave it at that one-word answer, but then this would be a very short commentary. While it is about time that the New York Stock Exchange had a woman at the helm, she would not be there if she promised anything but business as usual.

Judging by the reactions of other women in leadership positions, this historical appointment (the NYSE is 226 years old and Cunningham is the first female president) is barely significant in achieving the goal of gender parity in the financial services industry, let alone any other kind of milestone. As Kathryn Kolbert of the Athena Center for Leadership Studies was quick to point out, the fact that we are still celebrating every newly-minted woman CEO shows how rare this phenomenon remains. According to Kolbert, you need to reach at least a thirty-percent threshold for critical mass, when the good 'ol boys business model begins to transform and truly accept gender equity in terms of leadership roles.

The NYSE may in fact be eager simply to change public perception of itself as a stodgy institution of greedy White men with little concern for the average American citizen who is increasingly "minority" in every sense of the word. Well, good luck with that. We are not so easily fooled into believing that a fresh face, female or otherwise, is anything more than a facade for what some would call the most destructive entity in our economic sphere.

Public enterprises on the NYSE, Dow, and other registers have succeeded largely by exploiting labor, eroding consumer protections, and lobbying for deregulation to absolve themselves of harm to the environment. Did I mention they have also cannibalized each other in mergers that are permitted by lax anti-trust laws? No? Well, they do. Wall Street should add a dog to the bull and the bear because it is a dog-eat-dog world they have created. The only survivors, the only constants, are shareholders. Shareholders are people wealthy enough to invest in public companies. The fast majority of us, if we called a financial advisor, would be laughed at and then hung up on. We don't matter. Never have, probably never will.

Changing that callous culture is what we all want from the next appointed leader, regardless of what gender they identify as. One would like to be optimistic in this case, but feminism has created something of a monster. Young women have been taught that if you want to succeed in a man's world, then you must behave like a man. You must set aside your sentimentality, your desire for compromise and cooperation, and be ruthless to be accomplished in the business world. No room for warm hearts here. What a shame. What a failed promise of feminism to heal the wounds of economic warfare, to make businesses more humane. Indeed, to make society more accountable and trustworthy.

Do not get me wrong. I have not met Ms. Cunningham, and have no personal axe to grind. She may be a truly gentle human being. I will even assume so. It is just that I fail to see why anyone of either sex would want anything to do with an institution so hell bent on concentrating wealth into fewer and fewer hands. Wall Street is symbolic of greed because it enables a financial model that creates and rewards greed. This is what has to change, and anyone who advocated for a system that was more fair would not be granted a leadership position. They would be sent packing.

It may simply be the scale of Wall Street that has become the greatest part of the problem. A similar model scaled down to the size of a local economy, with vastly lowered investment thresholds, might work just fine. The more shareholders the better. The less exclusiveness, the better. The more diversity, the better.

Cunningham is likely to be the continuation of the problem here, not because she could not change Wall Street for the better, but because her affluent constituents have no will to do so. They are being served already. Well, let them all be served with this notice: the revolution is coming. You will know by our lack of participation in your transactions as we turn to local commerce, and invest not in products and services but in experiences, charitable organizations, and assign more value to intangibles.

Budgets

© SSAE16professionals.com

Most talk of budgets is centered on government appropriations, program cuts, and other headline-making, multi-million dollar decisions made by elected officials. How much thought goes into our own personal budgeting? Are we guilty of saying to ourselves that if deficits and debt are ok for government, then overspending should be acceptable on a personal level? I find my own situation the opposite of that. I do not have a spending problem, I have an earning problem.

There is simply very little I am capable of doing, or interested in doing, that could generate a consistent income. More to the point, I no longer have tolerance for most employers, workplace politics, and being a cog that generates wealth for executives and company shareholders instead of a more equitable division of profits. Oh, I am guilty of instigating workplace drama myself. There may even be former coworkers and supervisors reading this who can attest to my being temperamental, seeking romantic relationships with coworkers, and not always completing tasks in my job description.

At least my contempt for most businesses is matched by my lack of enthusiasm for spending. There is simply very little I am interested in purchasing in the way of material goods. Not that I don't have my weaknesses. My spouse can vouch for the fact that tasty-but-not-always-healthy food and beverages are near the top of my priority list when it comes to disposable income. Good thing alcohol is so expensive, or I'd be drinking daily. Maybe hourly. On a really bad day it might be all I would do. The older I get, though, the less "things" I find I need or want. In fact, I would love to liquidate most of my possessions in favor of more money to travel.

One of my greatest disappointments is that virtually none of my belongings has any appeal to anyone else. My parents got me the Matchbox® toy cars as a kid, not the Hot Wheels™, for example. I have a few autographs, but they are from the era when sports stars and Hollywood celebrities would personalize them instead of offering a generic signature. That's apparently a bad thing that diminishes their value considerably. I put a few of my old natural history books up for sale on a Facebook group and got exactly zero responses. I don't mind donating things, but that usually isn't even enough to warrant itemizing my federal tax return. If charity begins at home, then we could use a little help here, IRS.

Collectively, we like to create the illusion that we are doing better financially than we really are. I've written about this before, the metamorphosis of the Middle Class into the Debt Class. We are taught that we need to "keep up with the Joneses," and not to complain, or have envy or jealousy over the success of others. Back in the day, that might have been true, and we could advance ourselves at least incrementally up the ladder of affluence. Today, corporations and Congress are simply removing the rungs, right out from under where we are currently perched. They are also cutting holes in the safety net beneath the ladder while telling us it is all for our own good, that we will somehow be better off. Baloney.

Back to your budget. The first thing to do is stop judging yourself by your material assets. Friends judging you that way? Get new friends. You can start with me. You know what is important, and the overwhelming majority of it you cannot find in a store or online. It is the fabric of family, community, and the other organisms we share the land, water, and atmosphere with. All else is icing, and arguably even unnecessary. There. Doesn't that make the cable or satellite service a little easier to part with? Maybe it even makes the decision to strike out on your own business venture a more plausible possibility. Go for it.

Success and Failure

Earlier this year I reached a decision that might be considered a failure, but my conclusion remains that it was for the best. We are collectively too self-critical, and what I want to do in this post is share how I have learned to re-frame experiences and recapture self-esteem and motivation.

The Project

Back in 2014, I signed a contract to write a field guide to U.S. spiders for an academic publisher. This sounded great at the time, but soon became overwhelming to me. I found it difficult to even begin outlining the book, and I suddenly felt inadequate in my knowledge and organizational skills. My editor was so "hands-off" as to be essentially absent, and I am not a self-motivated individual. I need deadlines. These and other reasons led me to cancel the contract.

I felt most disappointed for those who knew I had this project going and who were looking forward to my "slant" on the subject. I felt I had failed them, much more than failing myself. There is also the problem of paying back the advance. Fortunately, the publisher is being most generous with terms of re-payment. Meanwhile, I have been able to cultivate a couple new clients for smaller projects that are less daunting in scope.

Books I've had a hand in producing

Take Stock

One of the first things I did after this life-altering decision was to lay out all the other books I have had a hand (or at least a finger) in producing. I was surprised at the number, and I even forgot about one book to which I'd contributed an image; and another book to which I contributed a couple chapters but was so expensive I couldn't afford my own copy. This might seem like an exercise in egotism, but not so. It helped me to realize that I have a lot to be proud of already, and that successes can happen again.

Define "Failure"

Another thing I did was to ask myself "is this decision to terminate the contract really a failure?" My spouse might agree that it was, at least financially, but the stress relief alone was worth it to me. Recognizing my limits and my lack of motivation was actually something of a success, though I wish I had realized that sooner. Still, one does not always realize whether a project is a good fit or not until one is immersed in it. There are no "good guys" or "bad guys" in this scenario, just different methods of working. My editor at the university press is a nice man, we just did not have compatible approaches to the project. We parted ways amicably, and it appears I may have found him a much more qualified author to execute the project.

Moving On

Making up for lost income is always a great motivator, but given that my subject niche is so narrow, and markets for it evaporating almost weekly, I have to get really creative. I also have to be persistent, negotiable on payment, and dependable in delivering what I agree to. I may have to self-publish book-length projects from now on because traditional publishers are so reluctant to risk taking on new authors. Fortunately, thanks to advances in technology, and the evolution of social media and crowdfunding, self-publishing is now easier; and the quality of self-published books can equal or even exceed that of the big houses.

Don't Apologize

I advise against apologizing unnecessarily for decisions that might disappoint third parties. You do not owe anyone except yourself (and your family if you have one). You don't even owe friends and consumers an explanation. What you owe yourself is forgiveness, a positive outlook for the future, and a renewed commitment to your own personal goals. Set standards. Decide what you will and will not compromise on with your clients. Treat them fairly, but treat yourself fairly, too. Do not be afraid to say "no," especially if your instincts are sounding alarm bells. You have to protect yourself in a marketplace rife with thieves and immoral degenerates. Do your homework on clients before you approach them, if possible, to avoid the bad eggs.

End of Advice

Whatever your own occupation, vocation, or art, I hope you never feel like a failure. What really matters, of course, is our character. That is what governs all of your relationships, be they professional or personal. Strive to accept who you are, and better those "weaknesses." Some days you'll have setbacks, but how you interpret them determines your success tomorrow. Good luck.

Crowdfunding

Image © Under30ceo.com

Crowdfunding online, through such avenues as Kickstarter and GoFundMe, has become all the rage these days. I was recently confronted by a situation that caused me to reflect on what I think of this new enterprise when a friend, who has relocated to Chile, broke her hand and needed surgery she could not afford.

I have to preface any further comments by noting the fact that my friend earns her living with her hands. She makes jewelry, and very good, unique jewelry at that. It was not an option to go without surgery and risk being handicapped for the remainder of her life. Obviously, even if she had health insurance, it likely would not have been honored in a foreign country.

So, I truly admire her creativity in appealing to her friends, actual and virtual, through Facebook. She set a goal, provided secure avenues for donations, and gave regular progress reports. I felt somewhat guilty for not sending funds myself, but I am without a regular income and nobody and no causes have received my financial blessing in quite some time.

At least I knew this was not a scam, which, unfortunately, cannot be said of everyone. It pays to do your homework on projects and people who you do not know personally. Witness the dubious validity of the ”Poverty Thoughts” essay.

What else figured into my decision not to give? I had not really thought about my philosophy toward crowdfunding until this circumstance presented itself, but I realized that I think crowd-sourcing should be about something beyond yourself. Funds raised should go to a greater good, a service or product or other creation that benefits more people than the individual seeking money for it.

I know plenty of people with outstanding ideas for which they lack financial backing to execute. Crowdfunding would be a great approach. Authors and musicians who have trouble getting contracts with publishers or recording studios can finally produce material and get exposure through crowdfunding. Indeed, that strategy also builds an audience for one’s work because they are aware of the process, even if they do not donate outright.

Is crowdfunding the future of artistic and creative enterprise? Perhaps it is. Anything that can legally allow for a person to become their own boss, or otherwise liberate themselves from the corporate-driven business world, I am all in favor of. A marketplace that is driven truly by small businesses, not by those of the Wall Street variety, is going to be more responsive, vastly more accountable, and hopefully a kinder, gentler economy.

Back to my friend in Chile. Her surgical procedure was successful and her physician is delighted with the progress of her healing. Someday, I hope to be in a position where I can make a tangible contribution to such friends in need, not sending only love and “good vibes.”