Thursday, February 22, 2024

I Don't Want to Live Longer!

I know that sounds laughable, or possibly alarming, depending on what direction you tend to react in. Please rest assured, I am not contemplating suicide. I am talking about lifespan extension. We are constantly bombarded with the latest diets, medical treatments, and other offerings designed to extend our lives. I am not necessarily in agreement that this is a good thing.

There is this uneasy feeling that those who promote longer human lives are not really concerned for how that impacts our personal welfare. What do I mean by that? When someone passes, the Gross Domestic Product responds with “Damn it, we lost another consumer!” Forgive my cynicism, but I believe it is warranted. The greatest benefits to longer lives are reaped by excessively affluent and powerful people who get wealthier because we are consuming material goods they produce, for a longer period of time. The same is true of service industries, of course, some of which are dedicated solely to the aged population.

The idea that the only thing we should value in our elders is their purchasing power, should make you angry. You cannot put a price on wisdom, life experience, and familial bonds (provided your family dynamic is a positive one). The marketplace thrives on our isolation, our individualism and, sadly, our naivete. The less we relate to each other in meaningful ways, the more vulnerable we are to exploitation by bad actors in the global marketsphere.

The other aspect of living a longer life is that you are highly likely to witness the continued, if not accelerated, destruction of the natural world. This is unbearable for a great many of us. Why should I want to live longer when it appears the planet is not so inclined? Indeed, more consumerism for a longer period is only going to hasten the extinction of species, the conversion of habitat to agriculture and urbanism, and increase natural resource extraction.

I am exceedingly troubled by the fact that the majority of people do not have time to contemplate what I am talking about in this blog entry. The average life is crammed with daily commuting, appointments, meetings, errands, fast food, caffeine, meetings, and another commute. Once we are back home, we help the kids with their homework, if we do not have our own that we brought from the office. Maybe we manage to sneak in a pleasant distraction like a bath or shower, a television show, social media, a chapter in a book, an alcoholic beverage, or a dose of marijuana. Put that on repeat until the weekend.

We look forward to the day we do not have to work, or at least not have to work for someone else, but fear of financial destitution keeps us toiling away. Ironically, a global pandemic made it glaringly obvious that our psychological health has been in sick bay for a long, long time. Still, we are not managing to harness our collective power as laborers and consumers to fully revolt.

The government is not helping with its constant talk of raising the retirement age, and doing away with Social Security, Medicare, and other resources we earn during our laboring lifespan.

The question remains: Exactly what do I get out of a longer life? More years as a greeter for a big box store? More time to passively exist? More debt? More opportunities to vote for candidates that are serving those powerful and wealthy elites instead of me, and others like me? More time to forget what I know, what I’ve learned, and the people I have met? More time to watch the world burn?

Human life is not something that needs “product” or “service.” It needs community. It requires nourishment that no food or beverage can provide. It demands rest and quietude, for longer periods than anyone is willing to acknowledge.

Personally, I will have greater respect for, and trust in, the medical community when they make quality of life a higher priority than longevity. To borrow a phrase from whiny Hollywood actors, “What’s my motivation?” If all you can offer me is more medications, pseudo-comforts, and the corporate vision of “retirement,” I will pass, thank you.

Saturday, February 3, 2024

The Personal Finance Emergency Room

© saintlukeskc.org

The state of healthcare, or lack thereof, in the United States is exemplary the overall pattern of capitalist predation and oppression that causes undue financial and emotional stress. A recent experience with an emergency room visit prompts me to probe the connections once again.

While visiting family out of state for the holidays in December, my partner experienced prolonged numbness in her hand. This was not an “I slept wrong” issue that resolves itself within an hour or so of waking up. Given Heidi’s history of a mild stroke, we take symptoms like this seriously.

My sister-in-law’s family lives in a rural town, so we drove an hour to one of the few open urgent care clinics. Upon describing the issue and her medical history, the intake person declared that urgent care is not equipped to evaluate such situations, and referred us to the nearby hospital.

I will be generous and say that our time with a physician lasted fifteen minutes. The doctor asked questions, even got out of their chair to do a brief, standard protocol to rule out another stroke. They ventured that it was not a stroke, but without imaging, could not rule it out entirely. We declined additional procedures. The next half hour was devoted to the paperwork exit interview.

Fast forward to this week. The bill is over $2,400. We have health insurance. Despite this, we are left with a payment exceeding half of that amount. Yes, there is the “deductible,” and we are fortunate in being able to absorb that shock to our finances. Most people cannot, but even for those that share our circumstance, the ripple effect is profound.

Misery is simply another commodity, publicly traded under other identities.

When faced with a large, unexpected, unavoidable expenditure, be it for a medical bill, vehicle repair, needed plumbing upgrades, or some other catastrophe (all of the scenarios I listed are ones we have experienced in the last few months), my mind goes to what we must now sacrifice. There goes that vacation. Charitable donations? Off the table now. Membership in that organization? Nope. Meals out are less frequent.

It is no wonder that the average American’s bank account is always in the emergency room. It may not be a government conspiracy responsible for that condition, but certain business models literally profit from it. You did not get yourself into this mess.

We need an ‘unsubscribe’ button, and do not have to name an alternative to reject the current system.

The American oligarchy existed long before any of us were born, but its influence has intensified, and become vastly more complicated in its ways of appeasing the masses without truly solving any of the problems that exist because of….oligarchy. Government is complicit, at least at the level rendered by the ability of the oligarchy to appease politicians it helps get elected. Even supposedly well-meaning crusades like the “war on drugs” are waged not because of sympathy for addicts, but because cartels are making money that the oligarchy covets.

In the world of capitalism, everything must be privatized, and for profit. Only the consumer has value. Labor is an overhead cost, to be outsourced, or automated, at every opportunity. How to foster consumerism, then? Credit, and other forms of lending, which the oligarchy profits from by charging interest. Debt is not figured in the calculation of poverty levels, so the illusion of a middle class persists.

Our economic system has even turned our collective stress and anxiety into for-profit enterprise, from pharmaceuticals to sports betting. Misery is simply another commodity, publicly traded under other identities. We are in an abusive relationship with corporate-level business, on both the production side and the consumer end. We need an “unsubscribe” button, and do not have to name an alternative to reject the current system.

Instead of capitulating to the script that says Blacks and other minorities are threats to our safety and security, that immigrants are taking our jobs, and welfare is being exploited by the poor, we can seek ways of disconnecting our lives from global capitalism. We can expose the culture wars for what they are: distractions from the oligarchy that is taking power and control away from us.

We do not have to quit capitalism cold turkey. Do it incrementally. Engage in positive distractions, like arts and crafts. Go out into nature, like I do, and observe other organisms as examples of a basic, but vivid and satisfying existence. Participate in community commerce. Make friends with local farmers, and school teachers. Help them prosper. You will feel better daily.