Showing posts with label unemployment. Show all posts
Showing posts with label unemployment. Show all posts

Friday, December 23, 2016

Why (Some) Americans Don't Want to Work

© HardTimesOnline.com

One of the recurring themes in our divided nation is the persistent idea that those in poverty, who may be recipients of federal or state welfare programs, are lazy and do not want to work. I think I may have an understanding of why that is. There may be several reasons, in fact.

First of all, bear in mind that our unemployment statistics do not accurately reflect the magnitude of the out-of-work crisis. The figures do not measure the population of "discouraged workers," those who have given up trying to find a job, and do not even bother applying for unemployment compensation. If you do not enroll in unemployment, the government does not recognize that you are unemployed. If your unemployment compensation has expired, and you do not re-apply, the assumption is that you found work.

Those receiving welfare have something in common with undocumented discouraged workers: they look (up) at the working poor and think "what's the use?" I would hardly be better off if I was employed.

This conundrum is not an accident. It is in the best interest of those corporations profiting economically to point to lower unemployment as an example of how well they have created jobs....when that is far from the truth. So, many out-of-work individuals are not accounted for, are not feeding from the government tit, and struggle in anonymity. Meanwhile, corporations are relieved of the "burden" of hiring more workers.

The major source of complaints about welfare recipients comes from the next rung up the ladder, the working poor. They believe that their tax dollars are going to let "those people" get something for nothing; or, worse yet, they view the poor as scam artists who are maximizing their take by having extra children to boost their subsidies. Meanwhile, low-wage earners are working two or more jobs, maybe trying to go to school as well, having to pay for daycare if they have children, and praying they don't have to take a sick day. It is not an enviable lifestyle, and those receiving welfare have something in common with undocumented discouraged workers: they both look (up) at the working poor and think "what's the use?" I would hardly be better off if I was employed.

Now we finally come to the middle class, those who have some degree of disposable income....or do they? The truth is that we have a debt class masquerading as a middle class. The lifestyle of the Jones's is propped up on a mortgage, car loan, student loans, and credit card debt. They are one paycheck away from being working poor, if not welfare recipients, themselves. Somehow, though, they do not have much empathy for those beneath them on the socio-economic spectrum.

The real welfare queens are, of course, industries and corporations that are floundering in the free market we cherish so dearly. They have become dependent on, if not addicted to, government bailouts, subsidies, tax breaks, and other forms of institutional welfare. Meanwhile, the CEO that drove the company into the ground escapes on a golden parachute. Where is the justice? More importantly, where is the outrage? Why do we take out our frustrations on the most vulnerable instead?

The American Dream has always been about aspiring to material wealth, even to the point of excess. We have to have a new dream where everyone has a basic standard of financial security.

We apparently feel powerless to battle against big business bullies and the irresponsibly affluent who have no interest in anything but padding their bank accounts. It is easier to flog the lower class who we view as equally responsible for our inability to ascend the ladder of prosperity, though they are not even remotely as culpable as those at the top. The American Dream has always been about aspiring to material wealth, even to the point of excess. So, why would we break off the very pinnacles we want to attain ourselves? The answer, in the name of stress-reduction and sustainable economics is that we have to have a new dream where everyone has a basic standard of financial security. Everyone. I'll talk about how to do that in my next post.

Wednesday, March 9, 2011

Serial Unemployment

If my own recent experience is any indication, then our American economy is going to be in bad shape for a long time to come as far as jobs are concerned. I do believe I am a typical wage-earner, with “some college” and general skills. What has happened since April, 2009, when the division of the corporation I was working for was sold and downsized, is that I have held a series of short-term jobs. I don’t see this trend ending any time soon, either. What we are seeing is “serial unemployment,” whereby people are working, becoming unemployed, then repeating the cycle.

Obviously, this scenario works to no one’s advantage. Employers might as well install turnstiles at the door to the HR department. Workers usually do not enjoy health care coverage and other benefits, including holiday pay, when they are working on short-term assignments. Lack of continuity in employees leaves long-term employees constantly adjusting to the work styles of new personnel. Lack of long-term continuity in one’s employment history makes prospective employers for permanent jobs question the applicant’s commitment to a given employer.

I have, in the past, worked as a temporary employee, and that is, of course, the ultimate in serial employment and unemployment. It gets old very quickly, and anyone who is the least bit observant of their temp assignments learns just how screwed up work ethics have become. The less work I did, the more I earned. The harder, longer, tougher assignments rarely compensated well. What was even more frightening was the kind of assignments we received. Would you want a “temp” working on your bank accounts? I did that. Banks seem to use temps more than other businesses, in fact. I also worked at evaluating home loan applications, ensuring government compliance.

Back to the main point I’m making: We can’t support lots of out-of-work people over the long haul. We need to be creating permanent jobs, and a diversity of jobs in a variety of industries, not just service industries. We need to invest in creative industries, too, such as the arts, writing, publishing….and yes, I know I’m being self-serving in focusing on industries where I actually have something to offer.

Why not go back to school and….a) get a degree b) get another degree or c) enhance and improve your “skill set?” That is all well and good as a suggestion, but you are asking a person to do something else when you ask them to enroll: go into debt. The absolute last thing anybody needs to be doing right now is to accrue more debt. That is largely what got us into economic trouble to begin with.

The Federal Reserve Chairman needs to start increasing interest rates. We need to reward savers instead of just paying lip service to the ethic of saving. We need to discourage lending through higher rates so that there is less default (poorer borrowers thinking twice before accepting terms on a loan they might not be able to repay).

Oh, did I mention that at my current position, working part-time, I actually still qualify for unemployment benefits while I’m working? How ridiculous is that? Now, if you will excuse me, I have to go back to the phone, where I’ve been waiting on hold for about twenty minutes for an unemployment claims agent to explain to me why the internet site is not accepting my attempts to file for this week….